CONDITIONSRECOMMENDEDNOWPaymentsBTCPay ServerPlisio
Processing feeConfirm for AlfaPublic pages show 0.5–1% and 1–1.5%0% processing feeBitcoin network or Lightning routing fees still apply0.5% Gateway APIWhite Label is publicly listed at 1.5%
SubscriptionNo integration feeTransaction pricing appliesFree open-source softwareHosting and node infrastructure are self-managedNo monthly or setup feeTransaction pricing applies
Account modelCustomer / Sub-partnerSeparate provider customer balanceSelf-hosted storesNon-custodial; private keys stay with the wallet ownerAPI shop and walletOne account supports multiple cryptocurrencies
SettlementProvider customer balanceTerms depend on the Alfa partner accountDirect to your walletBitcoin / Lightning; no built-in fiat conversionCrypto accountWithdraw to an external wallet; network fees apply
Payment toolsPayments · Balance · IPNCustomer API integrated in AlfaInvoices · Requests · WebhooksGreenfield REST API; Bitcoin and LightningInvoices · Balance · CallbacksMulti-currency API and payment status updates
OnboardingAlfa authenticationProvider authorization and IP whitelist pendingNo KYCDeploy instance, create store, connect wallet and scoped API keyNatural person allowedNo upfront KYC; risk-based identity checks remain possible
Integration statusBackend integratedFinal provider setup in progressSoonProvider adapter not implementedBackend integratedWorkspace integration in progress